
Online Banking Portals (OBP) are websites that offer a variety of banking tools to help keep track of your money. An OBP enables access to essential services such as the search engine, email, links to other related sites, and personalized content. In addition, it provides facilities such as chat with customer care representatives, free downloads, etc. OBPs enable immediate access to online bill payments, fund transfers, electronic statements, and bank balance notices. The m&t web banking provides systematic instruction guide through the login process for multiple devices, including computers, laptops, tablets, and smartphones. OBPs have a unique access point for a great variety of product and services. OBPs have limitations that hinder their effectiveness in administering banking services.